Monday, January 16, 2017

The process of mental health counseling

8:37 AM Posted by Unknown , No comments

Patricia Gustavson
Patricia Gustavson, studied at NYU Silver School of Social Work
If you are in need of counseling,  you have several options or routes to consider:
1.  Does your health insurance cover mental health benefits?  I would check with your provider,  and the service providers in the area to determine what benefits are covered (i.e. the number of sessions covered,  co-pay / out of pocket costs).  Some practitioners work on a sliding scale,  meaning they can take into account your income,  and work out a fee based on your income and current situation.   If you find a practitioner that you like,  but that doesn't accept your insurance,  you can dialogue with them about this,  or ask if they accept Out of Network benefits.
2.  Out of Network benefits are benefits covered by your health insurance to pay for services (that may normally not have been covered).   Ask your health insurance company for the specifics (i.e. what services,  providers,  etc are covered by these particular types of benefits,  and if there are additional monetary fees you may incur).  You should also check with the counselor / therapist if they do Out of Network benefits  (they will give you a form(s) to fill out).
3.  Medicaid (health insurance provided for low-income or no-income individuals) has coverage for mental health benefits.  If you apply for this service,  you can ask your social worker / the government office where you apply for this service,  if they have a recommendation for a provider that accepts Medicaid.  Be advised that the duration of time it may take for you to see a provider may be lengthy,  if you are using Medicaid.

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